Cyber Insurance
Be cyber confident with a globally trusted policy
In today's digital world, businesses are increasingly exposed to new and evolving cyber crime, putting key assets like finances and customer data at risk. That’s why Travelers offers robust and thorough cyber cover – from prevention education to impact mitigation.
Our cyber insurance policy offers an industry-leading and comprehensive product selection, and we have doubled the size of our cyber team to better assist our partners and customers. With Travelers, businesses can count on cyber protection from every angle. Pre. Post. Always.
Travelers Advantage
In a world of growing digital crime, cyber operations don’t always go to plan. Travelers offers expertise you can count on to both prevent and address the evolving digital risks businesses face, thanks to a detailed and bespoke underwriting and risk management process.
- Financial strength. Financial strength and stability with international reach.
- Experience & expertise. Long-term industry experience combined with deep specialist underwriting expertise.
- Superior claims service. Expert Claims teams focused on delivering superior service.
- Dedicated risk managers & consultants. Access to risk consulting from trusted experts.
- HCL Technologies services. Pre-breach services/coaches; training; free one-hour consultation.
- SentinelOne® platform. Access to SentinelOne platform for 60 days at no additional cost for current cyber policyholders.
- NetDiligence® eRisk hub. Access to the NetDiligence eRiskHub portal for policyholders and brokers.
- Cyber breach hotline. 24/7/365 access to a team of experts to respond fast to your breach needs. Tel +44 (0)800 587 8388 (press 2 for cyber)
Comprehensive cyber support
It takes only one cyber event or data security breach to impact a company's financial results, or even put them out of business. One resourceful hacker, virus or system glitch could shut down an entire network within minutes, paralysing operations and, ultimately, the ability to earn income.
CyberRisk Insurance from Travelers has a range of advantages to aid both prevention and recovery regarding these events.
Pre-breach
- Endpoint Detection and Response (EDR) solution via SentinelOne – 60 days access at no additional cost
- Cyber Resilience Readiness Assessment – online assessment to understand a policyholder’s current cybersecurity position
- One hour of professional cyber security coaching to help businesses interpret the results of the assessment and understand how to implement preventative measures
- Risk Management Expertise – topical insights on cyber trends
Post-breach
- Betterment – an insurance clause that provides coverage for costs to improve a computer system after a security breach, when the improvements are recommended to eliminate vulnerabilities that could lead to a similar breach
- Existing access to Travelers’ data breach coach partner
- Benefit of access to the Travelers U.S. panel of pre-approved experts who will be available to provide support in a number of areas including:
- Forensic investigation
- Forensic accounting
- Notification/Credit monitoring
- Public relations/Crisis communication
- Distributed denial of service attack response
- Customers also have the flexibility to work with specialists of their own, subject to a quick approvals process by Travelers
Always
- Our response team is at the heart of our cyber offer, available 24/7. With a dedicated incident manager, specialist IT forensics and reputational experts all working together to minimise the impact of a breach. Our role is to put a virtual arm around a business’s shoulders and guide them through the process to resolution
- Cyber awareness training needs – various training modules available exclusively for Travelers’ policyholders
- Risk management advice from our in-house resource
Pre. Post. Always. Cyber protection from every angle.
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Cyber Safety Tool
Our new cyber safety tool, developed by The Association of British Insurers, allows companies to self-assess risks and plug the gaps in their cyber set-up with a free, tailored plan.
Discover the cyber safety tool.
Why Is It Needed?
In 2016, the National Crime Unit found that cybercrime had overtaken all other forms of crime for the first time ever, with over two million incidents recorded in that year. Cyber attacks are also becoming more sophisticated.
In today’s data-driven world, keeping information, data and finance safe and secure online is essential. Despite advances in technology, human and system error are ever-present threats, while everything from a lost laptop to a disgruntled employee can now pose a major risk.
Why Travelers?
As one of the world’s leading cyber insurers, Travelers offers expert claims assistance and comprehensive cyber cover for Breach Response, Cybercrime, Business Loss and Cyber Liability. Our CyberRisk insurance thereby protects against a wide range of first and third party losses. These include cover for regulatory proceedings, data breach liability, fines and penalties (if insurable by law), and losses from business interruption, plus cyber extortion and other financial cybercrimes.
CyberRisk also offers access to specialist professional advice and teams, including Breach Coaches from our expert partners Pinsent Masons. Insureds also benefit from a broad definition of privacy and security for both crisis management and security breach expense coverage.
Customers
If you are looking for insurance, contact your local insurance broker and ask for Travelers.
Find a brokerBrokers
If you’re interested in receiving a quotation or would like to learn more about our capabilities, request a call back from our Cyber Experts below.
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Education and Insights
Click on the links below to be taken through to our UK website for further education and resources from Travelers.